![]() ![]() ![]() Digital signatures rely on a public key infrastructure (PKI) to enable creation and verification. This makes it virtually impossible for anybody to change a contract or deny that they signed it. In short, digital signature software creates a unique copy of the document that is linked to you. The basic concept is relatively straightforward. If that sounds like a mouthful, don’t worry. What is a digital signature?Ī digital signature, on the other hand, is a highly-secure form of approval that relies on technology like secure keys, encryption, and hashing algorithms. A tool like PandaDoc, for example, automatically generates a certificate (with the date and time) whenever a document is signed, which makes it more difficult for the signer to refute their approval later on. Some electronic signatures are more secure than others. Even though they’re not as secure as their digital counterparts, electronic signatures are still fully legally binding. If you receive a contract in Microsoft Word and upload a photograph of your handwritten signature (or a generic image file with some scribbled text), then you’ve electronically signed it. ![]() What is an electronic signature?Īn electronic signature is any digital mark that is included in a document. And understanding what separates the two is essential for determining which one is appropriate for a particular document. While there are a few similarities, they’re more different than they are alike. People often confuse digital signatures with electronic signatures. Do you need a digital signature or an electronic signature? We’ll cover definitions, explain technical infrastructure, and give you a step-by-step guide for securely approving those crucial documents. In this post, you’ll learn everything you need to know. Important business documents like contracts, proposals, invoices, and others are most commonly shared as PDFs. In other situations, they’re essential for guaranteeing non-repudiation and eliminating the possibility of tampering. Some countries, like the United States, require digital signatures in certain circumstances. Digital signatures are the most secure document approval option available to companies. ![]()
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![]() ![]() ![]() 7 To be legally sufficient, a complaint must establish more than a “sheer possibility” that the plaintiff’s claims are true. 2 2 Case 2:22-cv-04416-JTM-MBN Document 16 Filed 02/14/23 of 6 To survive a Rule 12(b)(6) motion to dismiss, a plaintiff must plead enough facts “to state a claim to relief that is plausible on its face.” 4 A claim is “plausible on its face” when the pleaded facts allow the court to “raw the reasonable inference that the defendant is liable for the misconduct alleged.” 5 A court must accept the complaint’s factual allegations as true and must “draw all reasonable inferences in the plaintiff’s favor.” 6 The Court need not, however, accept as true legal conclusions couched as factual allegations. § 4072 specifically precludes state courts having concurrent jurisdiction over NFIP claims since federal court have “original, exclusive” jurisdiction). In its capacity as a WYO insurer, Defendant is acting as a fiscal agent of the United States. LEGAL STANDARD Congress created the National Flood Insurance Plan pursuant to the National Flood Insurance Act. To date, Plaintiff has filed no opposition to Defendant’s Motion. 3 Now before the Court is Defendant’s Motion to Dismiss Claims for Bad Faith and Alleging Violations of Louisiana Valued Policy Law and Louisiana Revised Statutes §§ 22:1892 and 22:1973, and All Claims For Consequential, Statutory, Exemplary, Economic and Punitive Damages, Attorneys’ Fees, Costs of Litigation, Penalties, and Professional Fees, and Pre And PostJudgment Interest. Defendant removed to this Court, as federal courts have exclusive subject matter jurisdiction over flood loss claims against WYO companies. ![]() Plaintiff also asserts claims for violations of Louisiana state law, along with claims for statutory penalties and attorney’s fees and costs under Louisiana Revised Statutes §§ 22:1973(B)(2) and (C) and 22:1892(B)(1), interest, professional fees and expenses, reimbursement for additional living expenses, and actual and consequential damages. As a result, Plaintiff filed a breach of contract suit against Defendant for failing to pay out under the policy. Defendant assessed the claim and allegedly returned estimates that were insufficient to cover the damage. 2 After Hurricane Ida, Plaintiff filed a timely claim and sought insurance proceeds from Defendant under the policy. 17-115045-2945 11 and insures against physical damage from wind, hail, fire and hurricane as well as flood-related damage. 1 Defendant provides flood insurance as a “Write Your Own” (“WYO”) carrier through the National Flood Insurance Program (“NFIP”), which is administered by the Federal Emergency The insurance Policy in question bears Policy No. The property was covered by a Standard Flood Insurance Policy (“SFIP”) that Plaintiff purchased from Defendant Wright National Flood Insurance Company. Blount, as the testamentary executor for the succession of the estate of Yvonne Alciatore Blount (“Plaintiff”), owns property that was damaged during Hurricane Ida in August 2021. BACKGROUND This case arises out of an insurance coverage dispute. For the following reasons, the Motion is GRANTED. 16 Case 2:22-cv-04416-JTM-MBN Document 16 Filed 02/14/23 of 6 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF LOUISIANA YVONNE ALCIATORE BLOUNT CIVIL ACTION VERSUS NO: 22-4416 WRIGHT NATIONAL FLOOD INSURANCE COMPANY SECTION “H” ORDER AND REASONS Before the Court is Defendant Wright National Flood Insurance Company’s Motion to Dismiss (Doc. Wright National Flood Insurance Company et al Doc. ![]() ![]() ![]() Always the first one to request the dessert menu when dining out, you may recognise her as the mastermind behind our famous Clinkers cheesecake slice. An avid baker and obsessed with anything sweet, she loves creating fun, delicious dessert recipes that can be made easily at home. Įlisa Pietrantonio, Food Editor of Įlisa has been working in media for almost 20 years and started freelance recipe writing for Taste in 2019 then came on board as a food editor in 2020. And when she’s not cooking up classic meals and desserts, you can find Michelle reviewing and road-testing appliances with the t aste Test Kitchen team. Having more than 25 years of experience in food publishing under her belt, she now champions the experts at. Michelle Southan, Food Director of Ĭonquering the impossible and perfecting the art of fluffy pancakes using an air fryer is just all in a day’s work for Food Director, Michelle Southan. You can also buy it from JB Hi-Fi for $269 or Amazon for $238. I've been able to make smoothies, nut butters and hummus in it without any issues. We bought our Ninja Foodi Power Blender and Processor System from Bing Lee for $239. The Foodi Power Blender and Processor System is equipped with a 1,400-watt motor with something called 'smartTORQUE,' which Ninja says allows the motor to quickly and efficiently cut through heavy loads without the need for constant manual adjustments. This blender is a true workhorse, effortlessly blending even the toughest. WHERE CAN I BUY THE NINJA FOODI POWER BLENDER AND PROCESSOR SYSTEM? One of the standout features is its impressive power, despite its small size. Includes Power Nutri Cup and Sprout Lid for smoothies.All removable parts are dishwasher safe.1200 power wattage to cut through most foods.Other shoppers love the Ninja Foodi Power Blender because “it’s not too big and bulky” so it can sit on the benchtop permanently, and “can do things my previous processor couldn’t”. Not only can it whip up dough, from pasta dough to cookie dough, but it can also chop vegetables and process foods, make smoothies, nut butters, vegetable juices and frozen treats, as well crush ice. Featuring four appliances in one, the Ninja Foodi Power Blender essentially replaces your personal blender, food processor, smoothie bowl maker and liquidiser into one super versatile machine. The new Ninja professional blender is an interesting concept, are you planning. The Ninja Foodi power blender puts all other blenders to shame. A ninja blender is just as good, and it costs much less than a Vitamix Blender. Ninja Foodi Power Blender and Processor System, $239 at Bing Lee Our Taste Test Kitchen experts Food Director Michelle Southan and Food Editor Elise Pietrantonio put the Ninja Foodi Power Blender and Processor System to the test and agreed “it takes blenders to the next level”. If you thought blenders were just for smoothies and making hummus, think again. Products you buy through links on this page may earn us a small commission. provides reviews and deal recommendations to help you find the right product for you at the right price. ![]() ![]() ![]() This program focuses on business and leadership foundations that are valuable in many industries. If you want to keep your skills transferable and remain open to all types of business positions, a DBA in Business Administration may be a good option. Some of these professions may require additional training, but your DBA can help get you there. Your training can help you become a Certified Public Accountant, Certified Management Accountant or Auditor, for example. Your program can also help provide you with the tools needed to conduct advanced research and find creative solutions to a company’s accounting problems, while maintaining integrity and professionalism. You will likely take classes in math, statistics and economics. You coursework may dig deeper into topics like information systems, tax research, auditing techniques and management accounting. AccountingĮarning your doctoral degree with an accounting concentration can help advance your practical accounting skills and prepare you to apply them in an executive role. These business and management fields offer plenty of opportunity for growth and a wide-variety of job prospects. Select the program that most interests you to jump to that section of the guide: You will have the opportunity to choose an area to specialize in, tailoring your education to the specific area of business that you plan to pursue professionally. Accredited Online DBA ProgramsĪ DBA is not a one-size-fits-all degree program. ![]() With a variety of concentrations to choose from, an online Doctorate in Business Administration can help prepare you for a successful career in many industries. ![]() Compare salaries, degree specializations, job growth, and more. ![]() ![]() ![]() Robyn’s clandestine work and her personal life collide when her smart and observant daughter, Delilah, and her aunt Vi, who lives with Robyn to help her balance life as a working mother, discover her secret career as a vigilante. But to a trusted few, she is The Equalizer – an anonymous guardian angel and defender of the downtrodden, who’s also dogged in her pursuit of personal redemption. McCall presents to most as an average single mom who is quietly raising her teenage daughter. The Equalizer is a reimagining of the classic series starring Academy Award® nominee and multi-hyphenate Queen Latifah as Robyn McCall, an enigmatic woman with a mysterious background who uses her extensive skills as a former CIA operative to help those with nowhere else to turn. Queen Latifah as Robyn McCall and Elizabeth Stanley as Evelyn Weber in ‘The Equalizer’ season 3 episode 3 (Photo: Michael Greenberg © 2022 CBS Broadcasting, Inc) Gloria Reuben guest stars as Trish, a recently widowed gallerist who rekindles a romantic relationship with Aunt Vi.Įlizabeth Stanley, Rebecca Brooksher, Jeff Barry, Michael Keyloun, and Carly Goron & Cassidy Goron guest star. “Better Off Dead” Plot: When a widowed single mother claims her dead husband is attempting to kill her from beyond the grave, McCall and the team help uncover the truth. Brett Dalton, Gabriel Sloyer, Chris Vance, and Stephen Bishop recur. Lorraine Toussaint returns as Viola “Vi” Marsette. Season three also stars Tory Kittles as Detective Marcus Dante, Adam Goldberg as Harry Keshegian, Liza Lapira as Melody “Mel” Bayani, and Laya DeLeon Hayes as Delilah. Queen Latifah leads the cast as Robyn McCall. ![]() Directed by Chris Fisher from a script by Kim Rome, episode three – “Better Off Dead” – will air on Sunday, Octoat 8:30pm ET/PT. A ghost is named as a potential suspect, plus Gloria Reuben guest stars on CBS’s The Equalizer season three episode three. ![]() ![]() ![]() When your Honda Civic’s coolant level falls below the full line on the reservoir’s side, more coolant should be added. Be sure to check your owner’s manual for the specific antifreeze capacity for your vehicle. Most 2011 Honda Civics will hold between 4 and 6 quarts of antifreeze. How Much Antifreeze Does A 2011 Honda Civic Hold? ![]() You can continue to run your Honda Accord smoothly and efficiently by following the service manual’s instructions. To avoid this, your Honda Accord’s cooling system should be inspected and replaced as soon as possible. During operation, your Honda Accord may experience a malfunction that is extremely dangerous. If this happens to your Honda Accord, it will overheat. ![]() A faulty thermostat is one of the most common problems encountered with the cooling system of a Honda Accord. If this happens, you may notice that the cooling system on your Honda Accord is not functioning properly. As a result, your Honda Accord is most likely in need of repairs due to the wear and tear it has experienced over the years. The Accord has been a reliable vehicle for quite some time. When I change the hood, it says, specifically 10 years and 5 years after that if the fifth wheel does not come on. This is common with Honda water pumps because they are designed for a long time. What Is a solution for coolant corrosive but will be ok? What is that? I’m glad the question was finally answered it was frustrating, but I’m happy to hear it. After about 5 years, the coolant drain and fill are only expected to change about half of what they were 5 years ago. This means that 62% of the coolant is new or nearly new. The engine contains three quarts of old coolant. A simple drain should remove 5 quarts from an 8 quart coolant capacity and 5 quarts from a 9 quart coolant capacity (assuming this is the case). Yes, it is corrosive, but the engine has been designed to deal with it. It is unnecessary to change it every two years. It usually takes about seven years for the coolant to wear out. The engine will begin corroding as soon as it is starting. It’s not something I’m comfortable with leaving there that long, but I do believe in following your lead. Manual coolant fluid changes are completed in approximately 100k miles/160k kms. In some cases, your vehicle may not need to be flushed for an extended period of time. Your Honda Civic should have its coolant flush every 30,000 miles or every two years. ![]() How Often Should You Change The Coolant In A Honda Civic? 50/50 Prime Extended Life AMAM is made up of 50 % antifreeze and 50% demineralized water. Prestone Asian Blue AFC Superior Protection guarantee is valid for 10 years or 300,000 miles. The additional layer of Prestone Superior Protection keeps your engine clean from corrosion, rust, and buildup. It is made up of phosphates and organic salts, which are intended to prevent the corrosion of all cooling system components used in Asian cars. Pentosin is a novel blend of scale-fighting inhibitors and potent organic additives that are ten times more powerful than standard scale-fighting inhibitors. Pentofrost A3 is a phosphated organic acid technology based on phosphated organic acid technology (POAT). PEAK Antifreeze 50/50 is designed to provide superior protection due to its proprietary composition. All new engines, as well as those that have been replaced, will benefit from this extended life coolant, which is also backwards compatible with those that have been replaced. Cor-Guard® technology, which protects parts instantly against corrosion, buildup, pitting, scaling, rust, and other damage, is included with Total Protection. Prestone All Vehicles AFC Total Protection and Longer Engine Life guarantee is available for ten years or 300,000 miles of service. We only sell genuine parts from brands such as Prestone to ensure that you are getting the best bang for your buck. The leading brand, Prestone, is available for as little as $13.99 and as much as $23.29 for a gallon of liquid. With Advance Auto Parts, you can get 10 different Engine Coolant and Antifreeze products for your 2011 Honda Civic. Finally, mix up some new coolant and add it to the radiator, along with any water needed to reach the full line. Once the radiator is empty, flush it out with a garden hose to remove any debris. Draining the old coolant can be done by opening the radiator drain petcock and letting the coolant drain into a catch basin. In order to change the coolant in your 2011 Honda Civic, you will need to drain the old coolant from the radiator, flush the system, and then refill it with new coolant. ![]() ![]() With exceptional views of the Three Cities from its terrace, rooftop restaurant ION - The Harbour and bar caught locals’ attention when it was awarded a Michelin star within six months of opening. Some soft-opening glitches also need to be addressed: fancy leather-coated kettles look great, but their neon display can disturb at night curtains in my room didn’t seal completely. Upper-level rooms facing out towards the harbour have the best views – one friend staying in a room at the back of the hotel said she found the space too dark – though from my upper-level bedroom I could occasionally hear noise from the restaurant directly above. Though they vary drastically, huge bathrooms with standalone tubs are common (and all are generously stocked with Diptyque products), and there are often unexpected extravagances to be found, ranging from the leather-coated hangers in every room to one suite’s “infinity balcony”, a glass-framed adaptation of Matla’s traditional timber-framed balconies. Their protected status meant few structural changes could be made to the buildings that comprise Iniala as a result, each of the hotel’s 23 bedrooms and suites differs to such a degree that guests can choose from 16 different room categories. ![]() For the ultimate splurge, guests can charter Iniala Spirit, an elegant 44ft Riva Rivarama yacht perfect for exploring the hidden coves and caves that speckle the coastlines of Malta and neighbouring island Gozo. The Iniala team can happily arrange tailored private tours of the city while less conventional activities might include underwater photography workshops. A special partnership with the nearby Phoenicia hotel affords Iniala guests with complimentary access to their outdoor pool. Also impressive are the sincere efforts Iniala makes to showcase its surroundings and support the broader hospitality community. Still, morale is high it’s an issue I expect will be resolved in time.įacilities range from impressively equipped gym The Works to the subterranean Iniala Spa, opening in August 2021 and housing a pool, sauna, steam room and treatment rooms. While I found staff friendly, not all had experience in catering to the demands of this clientele and occasionally service was muddled. ![]() Iniala aims to attract the world’s most discerning luxury travellers to Malta – the country never seriously courted this market previously. ![]() ![]() Due to it's unique read length and throughput, MiSeq is a good instrument for data production for small genomes or amplicon sequencing projects. Miseq benchtop sequencer mean WebMiSeq system is a benchtop sequencer optimized for speed and longer reads (maximum 2 x 300 paired-end reads using MiSeq Reagent Kit v3). Allowing you to assemble small genomes or target variants … cual es la frecuencia de radio marca barcelona WebMiSeq is the only benchtop sequencer that can produce 2 x 250 paired-end reads and up to 8.5 Gb of data in a single run. The production-scale sequencers include the NextSeq TM series and NovaSeq TM which have been deployed for large scale SAR-CoV-2 sequencing 65, 66.
![]() The budget calculator is doing the simple adding and subtracting of your income and expenses, but sometimes you need the help of a non-profit organization like the Credit Counselling Society to get it to balance. Play around with your numbers and see what it will take to live within your means and change the rest of your life! If You Can’t Get the Budget Calculator to Balance, Contact the Credit Counselling Society If you fill out your budget spreadsheet and your expenses outweigh your income, then you’re only going to go further into debt. The goal is to get your expenses (including debt repayment and savings) to be less than, or equal to your income that you bring in every month. This free budget calculator spreadsheet changes lives every day by teaching people how to budget, save, and become debt-free once and for all. How This Free Budget Calculator Spreadsheet Can Change Your Life and Teach You How to Budget It will also help you learn how to trim your spending so that you have the money to set aside in savings for short term goals and long term plans. Using the budget calculator spreadsheet will help you identify the different types of expenses that you need to plan for, and how much to save for each. Then it can feel like your budget is off track as you try to get out of debt. Expenses that you don’t expect, or which don’t occur on a monthly basis, can cause you to reach for a credit card. A Savings Calculator Is the Secret Weapon Against DebtĪ savings calculator is built right into the overall budget so that it’s easy to see how much money you need to set aside for annual, emergency and unexpected expenses. On top of that, it’s easy to use, does all of the math for you, and keeps a running tally to see if you are living within your means, or way beyond them. ![]()
![]() ![]() And it deliver all those without making my PC go heywire. PROSĮditing, shuffling pages, adding deleting text and merging PDF, these are my regular task in Foxit. All in all if you ever move to Foxit and get used to its interface it is a lightweight beast (compared to Adobe Acrobat DC) which can tackle your daily challenges without making you sweat. One specific point I want to mention if you ever lose your ppt/ doc/ xls file don't worry Foxit can convert documents almost accurately. I know I said the interface is not friendly but i am using it for more than four years so I know now which is what. However, the majority of image-heavy documents are too complex for it, and the performance of such documents is severely impacted. One of the other cons I noted was the OCR functionality. This particular module is required to enable Optical Character Recognition. ![]() However, it would be handy if we could include this popular format as a default. CONSĪ major downside to Foxit PDF Editor is that it cannot convert files into ePubs, although for some users this might not be a big deal. Security and sharing features provided by this software are certainly reassuring and I am grateful for them. This feature is not available in many other programs. A major advantage of this PDF management software is the ability to embed large multimedia files, such as video, into your documents. Foxit also integrates with external multimedia files, which I find extremely useful. The software allows me to split documents, add pages, merge files, scan paper documents into PDFs, and take advantage of its cloud features. It became my standard tool for everything and proved to be a useful complement to more difficult tasks. Nevertheless, after comparing it with Foxit, I have observed that Foxit offers a greater number of functionality and features. As part of a specific agreement with Adobe, every device provided to our organization is equipped with the Adobe Acrobat Reader. As a person who has used Microsoft Office for many years, it looks very much like an extension of that platform. I consider Foxit PhantomPDF or Foxit PDF Editor to be one of my favorite applications due to its easy-to-use interface and familiarity with the ribbon menu in Microsoft Office. Foxit PDF Editor's limitations come to light when it comes to higher-end conversion tasks, but it is capable of handling everyday business viewing, conversion, and editing jobs in a snap, giving it serious competition to the industry-standard Adobe suite. Foxit offers an affordable PDF solution with plenty of security and functionality for the average user at a decent price point. Overall, It is a decent PDF editor that is supported by a trusted company. ![]() |
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